Planning Ahead: The Importance of Travel Insurance for Your Future Trips
14 September 2020While travel can be an exciting prospect, there can be situations where things may go wrong as we do not always plan for the unexpected; this is where travel insurance can help – along with providing peace of mind for travellers who may find themselves in any of unexpected situations.
There are many things to consider when travelling overseas including passport, tickets, exchange rates and accommodation, travel insurance plays an essential role here if things go wrong. Travel insurance is specially designed to address the many situations and potential risks that are involved in travelling as well as to minimise your loss and provides you coverage from the moment you leave until you arrive back.
Travellers should thoroughly read the policy before they purchase travel insurance to ensure it meets all their requirements and provides the appropriate level of cover. Atlas Travel has insurances from SureSave, and Aussietravelcover. Below are their coverage.
SureSave
Medical cover: SureSave offers unlimited medical, and hospital cover as well as up to $1000 in dental expenses. You must provide a medical practitioner’s report confirming you’re unfit to travel.
Loss/theft of personal items: SureSave also covers the loss or theft of personal items, including trip delays or damage. It will pay up to $12,000.
Travel delays/cancellation: SureSave Comprehensive offers up to $5,000 cancellation cover and lost deposits, with the option to increase to unlimited. It also offers additional travel and accommodation due to strikes, natural disasters, riots or other severe weather conditions that may delay your trip.
Rental car excess: If, as a result of an unexpected event, the rental vehicle you have hired is stolen or damaged during your journey, SureSave Comprehensive will reimburse you for any non-refundable excess payable to the rental vehicle company of up to $5,000.
24/7 assistance: SureSave’s emergency worldwide assistance team is available 24 hours a day via phone.
Lost or stolen documents: SureSave will cover the cost involved in replacing important documents that have been lost or stolen.
Aussietravelcover’s
Medical cover: Aussietravelcover Top International has unlimited medical, dental and hospital cover; however, you must provide a medical practitioner’s report confirming you’re unfit to travel.
Loss/theft of personal items: Aussietravelcover also covers the loss or theft of personal items, including trip delays or damage. It will pay up to $8,000 for various items.
Travel delays/cancellation: Aussietravelcover does cover cancellation or travel delays depending on the level of cover chosen. The comprehensive policy has unlimited additional travel and accommodation due to strikes, natural disasters, riots or other severe weather conditions.
Rental car excess: If, as a result of an unexpected event, the rental vehicle you have hired is stolen or damaged during your journey, Aussietravelcover Comprehensive will reimburse you for any non-refundable excess payable to the rental vehicle company of up to $4,000.
24/7 assistance: Aussietravelcover Travel’s emergency worldwide assistance team is available 24 hours a day via phone.
Lost or stolen documents: Aussietravelcover will cover the cost involved in replacing important documents that have been lost or stolen.
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